Mortgage questions, answered in plain English

Written by Adam Parker, CeMAP, over eight years at Just Mortgages.

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First-time buyerRemortgageSelf-employedLtd directorBuy-to-letComplex incomeSomething else

This is a plain-English answer library: the mortgage questions people actually ask, in their own words, each answered in a few honest sentences with a link to the fuller guide. It is information, not advice. When you want a mortgage arranged, a regulated mortgage broker can advise you.

Mortgage jargon hides simple questions. Here we answer them the way they are really asked. Pick the one that sounds like you.

My mortgage is going up and I cannot afford it Can I borrow more on my house? We want to buy but only one of us earns enough I want to help my child buy their first home Should I overpay my mortgage or save? Is now a good time to remortgage? I missed a mortgage payment, what happens? Mortgage after divorce or buying out a partner I am self-employed, can I get a mortgage? My fixed rate is ending, what do I do?
Adam Parker

Adam Parker

Founder, MortgageExplained

Adam spent over eight years as a mortgage adviser at Just Mortgages, with further experience in commercial finance. He is CeMAP and CF qualified. He built MortgageExplained to do one thing well: explain mortgages in plain English, so you know where you stand before you speak to a regulated broker. Every page on the site is written by Adam.

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