How we are funded
MortgageExplained is free for you to use. It is an information website, owned and operated by Muswell Rose Consulting Limited. We do not currently pass enquiries on to a mortgage broker or lender, and the guides do not recommend specific lenders or products. One thing to know: the embedded Propillo tools carry a referral code, explained below.
What that means in practice
- Using this site costs you nothing. Reading the guides, using the tools and sending us an enquiry are all free.
- Enquiries sent through our own form are not sold or passed to a broker. They go to the Mortgage Explained team by email. See what happens when you send an enquiry.
- The Propillo tools carry a referral code. The calculators and readiness checks on some pages are third-party tools run by Propillo. Their links carry a referral code. We have no confirmed payment arrangement with Propillo, and the tools cost you nothing.
- Funding does not steer the content. The guides explain how mortgages work; they do not recommend specific lenders or products, because we do not give regulated advice. This is information, not advice.
If this changes
If Mortgage Explained agrees to pass enquiries to a regulated broker, or to be paid by one, this page and the enquiry form will say so before it applies to you.
Choosing a broker yourself
If you want advice on your own case, you choose the broker. Check any firm on the FCA Register: confirm it is authorised for mortgage mediation, not just listed, and check its permissions and whether it is a principal firm or an appointed representative. Our guide on how to check a broker is FCA-authorised walks through the steps and red flags, and how mortgage brokers get paid explains the models.
Who we are
MortgageExplained is owned and operated by Muswell Rose Consulting Limited. We are not a lender, not a mortgage broker and not an FCA-authorised advice firm, and we do not provide regulated mortgage advice. See how to choose a broker.
Questions about any of this? Contact us.
Written by Adam Parker. Last updated: