Changed circumstances checker

Tell it how far through the process you are and what has changed, and it returns the specific things a broker will want to discuss and the evidence usually requested. It deliberately does not tell you whether you will be approved, and it does not quote any lender's policy, because neither can be known from two dropdowns. It is a preparation tool, not a decision.

    Information, not advice, and not a prediction. It does not say whether you will be accepted, does not quote any lender's criteria, and cannot see your full case. MortgageExplained introduces you to a regulated broker who can advise.

    For the most common version of this, see changing jobs after an AIP, or start from the changed circumstances hub.

    Adam Parker

    Adam Parker

    Founder, MortgageExplained

    Adam spent nearly a decade as a mortgage adviser at Just Mortgages, with further experience in commercial finance. He is CeMAP and CF qualified. He built MortgageExplained to do one thing well: explain mortgages in plain English, then introduce you to a regulated broker when you are ready. Every page on the site is written by Adam.

    Last updated:

    Next step

    Get matched with a regulated broker

    Tell us your situation. We pass it to a regulated mortgage broker who can advise you. No obligation.

    The introduction is free. The broker may charge a fee or be paid by lender commission: they will tell you before you commit to anything. This is information, not advice. We introduce you to a regulated mortgage broker who can advise you.

    Next step

    Get matched with a regulated broker

    Tell us your situation. We pass it to a regulated mortgage broker who can advise you. No obligation.

    The introduction is free. The broker may charge a fee or be paid by lender commission: they will tell you before you commit to anything. This is information, not advice. We introduce you to a regulated mortgage broker who can advise you.